Terms of Use

Last Updated: May 6, 2025

Welcome to Virexanth. These Terms of Use govern your access to and use of our website, services, and mentorship programs. By accessing or using our services, you agree to be bound by these terms.

1. Acceptance of Terms

By creating an account, accessing our website at ergosspireconsulting.pro, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, you must not use our services.

2. Description of Services

Virexanth provides online mentorship services focused on personal financial budget development. Our services include:

One-on-one mentorship sessions
Educational resources and materials
Personalized guidance and strategic planning
Ongoing support and feedback
Access to online learning platforms and tools

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.

3. User Accounts

3.1 Account Registration

To access certain features of our services, you must create an account. You agree to:

Provide accurate, current, and complete information during registration
Maintain and promptly update your account information
Keep your password secure and confidential
Notify us immediately of any unauthorized use of your account
Accept responsibility for all activities that occur under your account

3.2 Account Eligibility

You must be at least 18 years of age to create an account and use our services. By creating an account, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms of Use.

3.3 Account Termination

We reserve the right to suspend or terminate your account at our sole discretion, without notice, for conduct that we believe violates these Terms of Use or is harmful to other users, us, or third parties, or for any other reason.

4. User Conduct and Responsibilities

When using our services, you agree not to:

Violate any applicable local, state, national, or international law
Infringe upon or violate our intellectual property rights or the rights of others
Transmit any harmful, threatening, abusive, harassing, defamatory, or otherwise objectionable material
Impersonate any person or entity or falsely state or misrepresent your affiliation with a person or entity
Interfere with or disrupt the services or servers or networks connected to the services
Attempt to gain unauthorized access to any portion of the services or any other systems or networks
Use automated systems or software to extract data from our services without our written permission
Share your account credentials with others or allow others to access your account
Use the services for any commercial purpose without our express written consent

5. Mentorship Services

5.1 Nature of Mentorship

Our mentorship services are educational in nature and designed to provide guidance, support, and strategic advice related to personal financial budget development. Mentorship is not financial advice, and mentors do not act as financial advisors, accountants, or legal professionals.

5.2 No Guaranteed Results

While we strive to provide high-quality mentorship, we make no guarantees regarding specific outcomes or results. Your success depends on many factors, including your effort, dedication, circumstances, and the application of the guidance provided.

5.3 Mentor-Client Relationship

The relationship between mentors and clients is professional and educational. You agree to:

Treat mentors and staff with respect and professionalism
Attend scheduled sessions or provide reasonable notice of cancellation
Actively participate in the mentorship process
Complete assigned tasks and exercises to the best of your ability
Provide honest feedback about your progress and challenges

6. Payment and Billing

6.1 Fees

Fees for our services are stated on our website and during the enrollment process. All fees are in the currency specified at the time of purchase and are subject to change with prior notice.

6.2 Payment Terms

Payment is due at the time of enrollment or according to the payment schedule agreed upon. You authorize us to charge your designated payment method for all fees. If payment fails, we reserve the right to suspend or terminate your access to services.

6.3 Refund Policy

Refund requests are evaluated on a case-by-case basis. Generally, refunds may be available if requested within 14 days of initial purchase and before significant service delivery has occurred. Refunds are processed at our sole discretion and according to our published refund policy.

6.4 Taxes

You are responsible for any applicable taxes, duties, or government-imposed fees related to your purchase of our services.

7. Intellectual Property Rights

7.1 Our Content

All content on our website and within our services, including but not limited to text, graphics, logos, images, audio clips, video clips, data compilations, software, and course materials, is the property of Virexanth or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.

7.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our services and content for your personal, non-commercial use only. You may not:

Reproduce, distribute, modify, create derivative works of, publicly display, or publicly perform our content
Download or copy content except where explicitly permitted
Use our content for commercial purposes without written permission
Remove or alter any copyright, trademark, or other proprietary notices
Share access credentials or course materials with non-enrolled individuals

7.3 User Content

You may be able to submit content, including feedback, questions, comments, and suggestions. By submitting content, you grant us a worldwide, non-exclusive, royalty-free, perpetual license to use, reproduce, modify, adapt, publish, and distribute such content for any purpose.

8. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and disclosure of personal information is governed by our Privacy Policy. By using our services, you consent to our collection and use of personal data in accordance with our Privacy Policy.

9. Third-Party Services and Links

Our services may contain links to third-party websites, services, or resources. We do not endorse and are not responsible for the content, products, or services offered by third parties. Your use of third-party services is at your own risk and subject to their terms and conditions.

10. Disclaimers and Limitations of Liability

10.1 Service Availability

We strive to maintain continuous service availability but do not guarantee that our services will be uninterrupted, timely, secure, or error-free. We reserve the right to modify, suspend, or discontinue services at any time.

10.2 No Warranties

Our services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that:

The services will meet your specific requirements
The services will be uninterrupted, timely, secure, or error-free
The results obtained from using the services will be accurate or reliable
Any errors in the services will be corrected

10.3 Limitation of Liability

To the maximum extent permitted by law, Virexanth and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:

Your access to or use of or inability to access or use the services
Any conduct or content of any third party on the services
Any content obtained from the services
Unauthorized access, use, or alteration of your transmissions or content

Our total liability to you for all claims arising from or related to the services shall not exceed the amount you paid us in the 12 months preceding the claim.

11. Indemnification

You agree to defend, indemnify, and hold harmless Virexanth and its officers, directors, employees, contractors, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with:

Your access to or use of the services
Your violation of these Terms of Use
Your violation of any third-party right, including intellectual property, privacy, or other proprietary rights
Any claim that your content caused damage to a third party

12. Dispute Resolution

12.1 Informal Resolution

If you have any dispute with us, you agree to first contact us at info@ergosspireconsulting.pro and attempt to resolve the dispute informally. We will work with you in good faith to reach a mutually acceptable resolution.

12.2 Arbitration

If we cannot resolve a dispute informally, any controversy or claim arising out of or relating to these Terms of Use shall be settled by binding arbitration in accordance with applicable arbitration rules. The arbitration shall be conducted in the English language.

12.3 Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

13. Modifications to Terms

We reserve the right to modify these Terms of Use at any time. We will notify you of material changes by posting the updated terms on our website and updating the "Last Updated" date. Your continued use of the services after changes become effective constitutes your acceptance of the modified terms.

14. Termination

You may terminate your account at any time by contacting us at info@ergosspireconsulting.pro. We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including if you breach these Terms of Use. Upon termination, your right to use the services will immediately cease.

15. General Provisions

15.1 Entire Agreement

These Terms of Use, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and Virexanth regarding the use of our services.

15.2 Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining terms shall remain in full force and effect.

15.3 Waiver

No waiver of any term of these Terms of Use shall be deemed a further or continuing waiver of such term or any other term, and our failure to assert any right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

15.4 Assignment

You may not assign or transfer these Terms of Use or your rights hereunder without our prior written consent. We may assign our rights and obligations under these Terms of Use without restriction.

15.5 Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.

15.6 Survival

Provisions of these Terms of Use that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

16. Contact Information

If you have any questions, concerns, or feedback regarding these Terms of Use or our services, please contact us:

Virexanth
Lichnerova 132/40
903 01 Senec
Phone: +421 904 518 600
Email: info@ergosspireconsulting.pro
Website: ergosspireconsulting.pro

By using our services, you acknowledge that you have read and understood these Terms of Use and agree to be bound by them.